by First Home Mortgage | Aug 15, 2019 | USDA
The USDA home loan program helps people purchase loans in non-urban areas with no down payment required. For those who qualify, this program is an affordable way to purchase a home. Because the loan has backing from the government, lenders face less risk, and thus the...
by First Home Mortgage | Aug 15, 2019 | Refinancing
Refinancing large loans like your mortgage can be one of the best financial decisions you can make. If you can properly refinance and get approved, a new mortgage can save you interest, lower your monthly payments, extend or shorten your loan term, help to avoid...
by First Home Mortgage | Aug 14, 2019 | New Home Financing
As you enter the home buying marketplace, the first question you should ask is how much home can you afford? The answer is not always as straightforward as you might expect. In fact, it’s all too common for buyers to find they qualify for a much larger mortgage than...
by First Home Mortgage | Aug 6, 2019 | New Home Financing
Low-interest rates and your new home. When you purchase a new home, your mortgage is one of the crucial factors to consider in the overall decision-making process. Since a mortgage is a financial agreement that lasts between 15 and 30 years, the lower your rate is,...
by First Home Mortgage | Jul 30, 2019 | New Home Financing
Thinking about buying a new home? Whether you’re a first-time or fifth-time homebuyer, the same questions remain in the beginning steps of the process with one of the very first ones being, “when is the right time to buy?” Many different factors...
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