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Lender’s vs. Owner’s Title Insurance

Lender’s vs. Owner’s Title Insurance

by First Home Mortgage | Jul 31, 2020 | Home Purchases

Title insurance protects property buyers and their lenders against problems that may pop up with the title after the home sale is complete. While the title search will discover obvious issues, there is always a risk of hidden problems that can pop up after the...
Buying a Home vs. Renting.  What are the advantages?

Buying a Home vs. Renting.  What are the advantages?

by First Home Mortgage | Jul 12, 2020 | Home Purchases, Uncategorized

No matter where you are in life, one thing remains the same – you need a place to call home. You are going to have to decide whether it’s more financially advantageous to buy a property or to rent one. Both renting and buying have their benefits and potential...
Saving for a Down Payment.  How Much do You Need to Save?

Saving for a Down Payment.  How Much do You Need to Save?

by First Home Mortgage | Jul 5, 2020 | New Home Financing

Conventional wisdom says that you need to save 20 percent of your home’s value for the down payment when you are buying a home, but this conventional wisdom is no longer an absolute. While a 20 percent down payment would be nice, it is not a necessity, and, for...

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