Tom Cumpston

Tom Cumpston

Branch Manager/Mortgage Consultant

With over 30 years of experience, I have built my business with honesty, integrity, and vast knowledge of the mortgage industry. My goal is to provide homebuyers valuable insight into the available loan programs that best meet their needs. I provide these homebuyers with options which include but are not limited to Conventional, FHA, 203K, USDA, VA, Jumbo and MMP/CDA .

I am an active member of the Harford County Board of Realtors along with a member of the President’s Club as well as many other community organizations. My team and I are motivated for our clients and provide top notch customer service helping them achieve the goal of home ownership and we diligently work to create ‘Clients for Life’.

“This is not a guarantee to extend consumer credit as defined by Section 1026.2 of Regulation Z. Programs, interest rates, terms, and fees are subject to change without notice. All loans are subject to credit approval and property appraisal. Income restrictions, minimum credit scores, CDA/MMP Program requirements, and qualifications apply. First Home Mortgage Corporation NMLS#71603 (www.nmlsconsumeraccess.org)”

Our Mission Statement

First Home Mortgage Corporation is committed to improving the quality of life for all customers and employees.

This will be attained by:

  • Providing superior service
  • Seeking to constantly understand each other’s needs
  • Promoting community involvement
  • Developing mutual trust, which will be the foundation for all relationships
  • Requiring excellence and integrity in everything we do.

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122 S Main St., Bel Air, MD 21014

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.