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Empty Nesters and the Benefits of Downsizing

Empty Nesters and the Benefits of Downsizing

According to recent data, the average size of homes in America is shrinking. Where in 2015, the average size of single-family homes was 2,500 square feet; in 2018, that average dropped to 2,320. Though that is not a huge drop, it shows that more and more people are...

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FHA vs. Conventional Loans

FHA vs. Conventional Loans

For many first-time home buyers, the down payment to buy a home is one of the biggest hurdles to overcome. Often, saving 20 percent is not possible, sending buyers looking for different loan options other than the conventional 80/20 loan. Thankfully, the mortgage...

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2020 Trends in Mortgage and Real Estate

2020 Trends in Mortgage and Real Estate

Trends in mortgage and real estate - experts are looking towards 2020 to see what is expected in the coming year. This past year brought low rates, high demand, and a small supply of available homes, with low priced homes being particularly hard to find. As we look...

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USDA Loans.  Who Qualifies?

USDA Loans. Who Qualifies?

The USDA home loan program helps people purchase loans in non-urban areas with no down payment required. For those who qualify, this program is an affordable way to purchase a home. Because the loan has backing from the government, lenders face less risk, and thus the...

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A Guide to Refinancing Your Home

A Guide to Refinancing Your Home

Refinancing large loans like your mortgage can be one of the best financial decisions you can make. If you can properly refinance and get approved, a new mortgage can save you interest, lower your monthly payments, extend or shorten your loan term, help to avoid...

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This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.