Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their homes. Get started now with online pre-qualification.
Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.
Branch Manager/Mortgage Consultant
First Home Mortgage
Tom Cumpston, is a local mortgage expert. For over 30 years he has been helping area residents achieve the American dream of homeownership. Tom is experienced in first-time, new home, investment, and refinancing loans. Learn more about Tom.
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Knowledge Center
Benefits of Homeownership – Beyond Home Equity
Buying a home carries many benefits. Some of these you may know and others you may not. If you're considering becoming a homeowner, it's worthwhile to take a closer look at the many potential benefits that come with the home purchase. 1. Home Equity Home equity is one...
Foreclosure and Buying a Home – What You Should Know
If you have had a foreclosure in your past, buying a home becomes a little more complicated, but a foreclosure does not mean you can never become a homeowner. Each type of mortgage has its own set of circumstances and requirements you must meet. Knowing what these are...
Mortgage Rates and COVID-19
Mortgage rates can be temperamental. The rate the Federal Reserve charges is one of the factors that influence the rate your lender charges you for a mortgage. Not surprisingly, global economic factors come in to play when deciding mortgage rates. The recent...
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122 S Main St., Bel Air, MD 21014
This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.