Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their homes. Get started now with online pre-qualification.
Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.
Branch Manager/Mortgage Consultant
First Home Mortgage
Tom Cumpston, is a local mortgage expert. For over 30 years he has been helping area residents achieve the American dream of homeownership. Tom is experienced in first-time, new home, investment, and refinancing loans. Learn more about Tom.
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Knowledge Center
Lender’s vs. Owner’s Title Insurance
Title insurance protects property buyers and their lenders against problems that may pop up with the title after the home sale is complete. While the title search will discover obvious issues, there is always a risk of hidden problems that can pop up after the...
Buying a Home vs. Renting. What are the advantages?
No matter where you are in life, one thing remains the same – you need a place to call home. You are going to have to decide whether it's more financially advantageous to buy a property or to rent one. Both renting and buying have their benefits and potential...
Saving for a Down Payment. How Much do You Need to Save?
Conventional wisdom says that you need to save 20 percent of your home's value for the down payment when you are buying a home, but this conventional wisdom is no longer an absolute. While a 20 percent down payment would be nice, it is not a necessity, and, for many...
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122 S Main St., Bel Air, MD 21014
This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.