Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their homes. Get started now with online pre-qualification.
Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.
Branch Manager/Mortgage Consultant
First Home Mortgage
Tom Cumpston, is a local mortgage expert. For over 30 years he has been helping area residents achieve the American dream of homeownership. Tom is experienced in first-time, new home, investment, and refinancing loans. Learn more about Tom.
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Knowledge Center
Using a Local Mortgage Broker-Loan Officer vs. a Bank
When you are in the market for a mortgage, you have two basic options. Some people will go to a bank and apply for a loan. However, a local loan officer may be a better option. Mortgage brokers navigate loan options on behalf of their clients, the home buyer, to help...
Property Appraisal, Buying a Home, and Your Mortgage
When you are buying a home, a property appraisal is one of the last hurdles on the road toward a successful closing. Understanding the appraisal process and how it affects your home sale or purchase will help you through the waiting period as you prepare for and face...
The Top Real Estate Terms You Need To Know Before Buying a New Home
Buying your first home is an exciting time. Yet before you enter the world of home buying, you should take some time to understand some basic terminology that will get thrown around a lot in the days ahead. Here are some standard terms and their definitions that home...
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122 S Main St., Bel Air, MD 21014
This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.