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Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
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Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
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Refinancing a Home
We help homeowners make the right choices when it is time to refinance their homes. Get started now with online pre-qualification.
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Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
![](https://tomcumpston.com/wp-content/uploads/2019/03/refinance-icon.png)
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
![](https://tomcumpston.com/wp-content/uploads/2019/03/refi-for-top-section.png)
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.
Branch Manager/Mortgage Consultant
First Home Mortgage
Tom Cumpston, is a local mortgage expert. For over 30 years he has been helping area residents achieve the American dream of homeownership. Tom is experienced in first-time, new home, investment, and refinancing loans. Learn more about Tom.
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Knowledge Center
Adjustable Rate Mortgage (ARM) vs a Fixed-Rate mortgage. Which loan should you choose?
As the old adage goes, “one size does not fit all.” The mortgage industry perfectly exemplifies this saying. When shopping for a mortgage, there are myriad of options including Fixed-Rate, ARM, Balloon; Conventional or Government; Purchasing, Construction, or...
American Veterans and the VA Loan
If you are active-duty or a veteran, you maybe eligible for a VA loan. The eligibility requirements vary depending on your status. Eligibility Requirements Active duty military after 181 days of service National Guard and Reservists after six years of service....