Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their homes. Get started now with online pre-qualification.
Purchasing a Home
Purchasing a new home? We can help you get started with our online pre-qualification. It’s so easy and secure too!
Buying a First Home
The purchase of your first home is an exciting life event. We offer expertise and guidance that you can trust and rely upon!
Refinancing a Home
We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.
Branch Manager/Mortgage Consultant
First Home Mortgage
Tom Cumpston, is a local mortgage expert. For over 30 years he has been helping area residents achieve the American dream of homeownership. Tom is experienced in first-time, new home, investment, and refinancing loans. Learn more about Tom.
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Knowledge Center
The Math: How to Determine How Much Home You Can Afford
As you enter the home buying marketplace, the first question you should ask is how much home can you afford? The answer is not always as straightforward as you might expect. In fact, it’s all too common for buyers to find they qualify for a much larger mortgage than...
Interest Rates Are Low – Now is a Great Time to Buy a New Home In Maryland
Low-interest rates and your new home. When you purchase a new home, your mortgage is one of the crucial factors to consider in the overall decision-making process. Since a mortgage is a financial agreement that lasts between 15 and 30 years, the lower your rate is,...
When is the Ideal Time to Buy a House?
Thinking about buying a new home? Whether you're a first-time or fifth-time homebuyer, the same questions remain in the beginning steps of the process with one of the very first ones being, "when is the right time to buy?" Many different factors contribute to this...