Purchasing a Home

Purchasing a new home?  We can help you get started with our online pre-qualification.  It’s so easy and secure too!

Buying a First Home

The purchase of your first home is an exciting life event.  We offer expertise and guidance that you can trust and  rely upon!

Refinancing a Home

We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.

Purchasing a Home

Purchasing a new home?  We can help you get started with our online pre-qualification.  It’s so easy and secure too!

Buying a First Home

The purchase of your first home is an exciting life event.  We offer expertise and guidance that you can trust and  rely upon!

Refinancing a Home

We help homeowners make the right choices when it is time to refinance their home. Get started now with online pre-qualification.
Tom Cumpston

Branch Manager/Mortgage Consultant

First Home Mortgage

Tom Cumpston, is a local mortgage expert.  For over 30 years he has been helping area residents achieve the American dream of homeownership. Tom is experienced in first-time, new home, investment, and refinancing loans.  Learn more about Tom.

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Knowledge Center

This Thing Called Escrow

This Thing Called Escrow

When you get a mortgage, your lender has a keen interest in ensuring you can pay all of the expenses related to your home. If you have a lien against your home because you failed to pay your tax bill or sewer bill, your lender stands to lose big. Many mortgage...

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122 S Main St., Bel Air, MD 21014

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia Residential Mortgage Licensee (Lic. #23135), Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.